There are different types of personal savings accounts offered by banks. Some of them are CD accounts, money market or high yielding accounts and checking accounts. ... more→
How to Find the Best Savings Rates
If you are looking into starting up a savings account, then you definitely want to check out the ways to save rates before you commit. The set amount of interest gained in an account and the savings rates vary from bank to bank, and from account to account. ... more→
Personal Finance Tips – Why You Should Get Rid of Your Credit Card Balances
There were times when credit card companies who charged annual fees only for the privilege of having a credit card. This means these companies made a profit even from those customers who paid their balance in full each month. ... more→
Easy Ways to Cut Back and Save For Christmas
For many people, Christmas can be a very expensive time of year. Start making some simple changes in January and you could develop a nice little nest egg in time for those all important Christmas shopping trips. ... more→
How to Shop Smart Without Breaking the Bank
If you've been to any department store or mall, you know the Christmas decorations are already out; (Home Depot had their holiday display set up in October). Like all of us, this has been an extremely difficult year for retailers. With the holiday season approaching, they are ready to pull out all the stops and compete for your disposable dollars. ... more→
Personal Finance Tips – How You Know You Are a Millionaire
Being a millionaire doesn't mean only hefty bank accounts, big properties and flashy cars. It is just as much about attitude. These are the traits that can show you arrived in the select elite of rich people. ... more→
How to Establish an Emergency Fund
I'm a big fan of contingency planning. Your ability to effectively manage your money situation falls squarely on your shoulders. Step back for a moment and see yourself as a business. We'll call it "You Incorporated". ... more→
