Personal Finance Tips Center

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Personal Finance Tips – Keep Your Money in CDs and Money-Market Accounts

If you don't see any potential in keeping your savings in a low-interest bank account, you always have the option of certificate deposits. These will give you higher interest rates, but you will have to keep your CD for a set period that ranges usually from 6 months to 5 years. ... more→

Personal Finance Tips – The Most Powerful Force in the Universe – Compound Interest

You may have wondered what is the secret of making wealth? Earning more and more money? For some extent, yes, this is a good answer. But the best thing is to make the money you already have earn more money for you. ... more→

7 Steps to Improve Your Money Habits

Need to get your money under control, want to save more and spend less? Learn how to take control of your finances, get a clear understanding of where you are financially and improve your money habits. Seven easy steps to make a real difference to the money in your pocket. ... more→

Going to College? Figure Out Your ROI First

In order to be competitive in your chosen field, you've decided you need a four year degree. What is the average income for high school and college graduate? Measured in 2006 dollars, the median earnings for adults' ages 25-34 who worked full time throughout a full year increased as education level increased this pattern held true for males and female across all ethnicities. ... more→

Finding a Financial Advisor

Before you find a financial planner, know what you want your money to accomplish. Is this short term money that you cannot afford to lose or is it long term money you can use to invest? Knowing what you want your money to accomplish is the first step to successful retirement planning. ... more→

Mortgage Your Way to Financial Success

We live in scary economic times. Financial institutions that were in business for over 100 years have folded. The banking system has been bailed out by the government. Detroit, once the manufacturing hub of the US is facing close to 20% unemployment. With all this bad news, you may be going through stress and starting to cut expenses. ... more→

Five Biggest Money Mistakes Most People Make

Taking care of your finances is not an easy task. No matter how smart you are, you are still prone to making money mistakes, some of which may be devastating. Here are the five biggest money mistakes which American people make... ... more→